We are REFCOM Limited, a company with registered office at Old Mansion House, Eamont Bridge, Penrith, Cumbria, CA10 2BX ("REFCOM", "we", "our" and "us"). We operate this website - www.refcom.org.uk - and the products and services made available through it (our "website").
You can find out more about REFCOM here. We are part of the BESA Group of companies, and you can find out more about the BESA Group companies here.
We respect your privacy and want you to be familiar with how we collect, use and disclose information directly or indirectly relating to you as an individual ("Personal Data"), and the rights that you have in this regard.
This privacy policy (the "Privacy Policy") describes how we, as a data controller, process your Personal Data when you use our Website, and when you interact with us in relation to our business and services. We use "you" to mean users of our Website and the individuals with whom we interact.
If you have any queries or feedback on this Privacy Policy, you can contact us by using the contact information in Section 16 of this Privacy Policy.
You have various rights in respect of our use of your Personal Data as set out in more detail in Section 7. Two of the fundamental rights to be aware of are that:
Please read this Privacy Policy carefully to understand how we handle your Personal Data. By engaging with us in the ways set out in this Privacy Policy, you confirm that you have read and understood it, as it applies to you.
We collect your Personal Data in the following ways:
We process the following Personal Data about you:
The purposes for which we process your Personal Data and the relevant legal bases for that processing are set out in the table below.
Please note that we need certain types of Personal Data so that we can provide services to you and perform contractual and other legal obligations that we have to you. If you do not provide us with such personal information, or if you ask us to delete it, you may no longer be able to access certain services.
Purpose for Processing | Categories of Personal Data Processed | Legal Basis for Processing | Processing Operations |
To provide you with information regarding our services and updates or additional services available from us and other BESA group companies and selected third parties. |
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This processing is necessary for our legitimate interests, which are to provide you with information about us and the services offered by us and selected third parties. | For this purpose we will collect, record, store and use your Personal Data. |
To provide you with and manage our services (including training (as required) and helpdesk services) and deal with any enquiries or complaints you may have. |
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Our processing of your Personal Data for this purpose is necessary either for:
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For this purpose we will collect, record, store and use your Personal Data. |
To inform you about changes to the Website, including to relevant terms and conditions and this Privacy Policy. |
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Our processing of your Personal Data for this purpose is necessary either for:
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For this Purpose, we will collect, record and store your Personal Data. |
To send you direct marketing communications by email about services, events or any other activities which may be of interest to you. |
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This processing will be based on:
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For this purpose, we will collect, record, store, use and organise your Personal Data. |
To improve our services and provide you with more relevant information. |
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Depending on the circumstances, our processing of your Personal Data is on the basis of:
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For this purpose, we will collect, record, organise and use your Personal Data. |
For our own research to understand our users and how they use our services and our Website to help us adapt and improve them appropriately. |
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Our processing of your Personal Data for this purpose is on the basis of your consent. | For this purpose, we will collect, analyse, record, store, organise and use your Personal Data. |
To create aggregated and anonymised reports (including to build a company profile) and measure the performance of our products and services. |
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This processing is necessary for our legitimate interests, which are to improve our products and services. | For this purpose, we will collect, organise and use your Personal Data. |
To ensure that the content on the Website is presented in the most effective manner for you and your device. |
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Our processing of your Personal Data for this purpose is on the basis of your consent. | For this purpose, we will collect and use your Personal Data. |
To provide you with a safe, smooth, efficient and customised user experience. |
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Depending on the circumstances, our processing of your Personal Data is on the bases of:
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For this purpose, we will collect, record, store, organize and use your Personal Data. |
To procure and use services |
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Our processing of your Personal Data for this purpose is necessary for pursuing our legitimate interests to run and operate our business. | For this purpose, we will collect, record, store, organize and use your Personal Data. |
To comply with our legal obligations, court orders or government authority requests, when we reasonably believe that we are legally required to disclose your Personal Data. | All categories of Personal Data in Section 5 | Our processing of your Personal Data for this purpose is for compliance with a legal obligation to which we are subject. | For this purpose, we will collect, record, store, organise, retrieve, disseminate, restrict and use your Personal Data. |
To identify any fraudulent activity being committed. |
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Our processing of your Personal Data for this purpose is necessary for pursuing our legitimate interests which are to protect our organisation against fraud. | For this purpose, we will collect, record, analyse, store, organise and disseminate, use your Personal Data. |
To ensure the safety and security of people and property |
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Our processing of your Personal Data for this purpose is necessary for pursuing our legitimate interests which are to ensure the safety and security of people and property | For this purpose, we will collect, record, analyse, store, organise and disseminate, use your Personal Data. |
To lawfully enforce our legal rights and perform our obligations and allow us to pursue any available legal remedies or limit the damages we may sustain. |
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Our processing of your Personal Data for this purpose is for compliance with a legal obligation to which we are subject. | For this purpose, we will collect, record, store, organise, retrieve, disseminate, restrict and use your Personal Data. |
To conduct internal audit and reporting processes, ensuring adequate insurance coverage for our business, ensuring the security of facilities, research and development, and to identify and implement business efficiencies. |
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Depending on the circumstances, our processing of your Personal Data is on the bases of:
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For this purpose, we will collect, record, analyse, store, organise and disseminate, use your Personal Data. |
Before using your Personal Data for any purposes which fall outside those set out in this Section 5, we will undertake an analysis to establish if our new use of your Personal Data is compatible with the purposes set out in this Section 5. Please contact us using the details in Section 16 if you want further information on the analysis we will undertake or have taken.
We will not intentionally process the following sensitive Personal Data, referred to as "Special Category" data: racial or ethnic origin; political opinions; religion or philosophical beliefs; health or medical condition; criminal background; trade union membership; genetic or biometric data; or sexual life or orientation.
Please do not send, nor disclose, any Special Category data to us.
As described in the table above, when you use our Website and online products and services, read our emails, or otherwise engage with us through a computer or mobile device, we may automatically collect information about how you access and use the relevant content and information about the device you use to access the content. When we send you emails, we place a pixel on your device to understand whether you have opened the email and read it. This helps us design emails that are interesting and appealing.
Our automated data collection is typically carried out using cookies. Cookies are small data files sent by a web server to a web browser in order to enable the server to collect information back from the browser. We use cookies in accordance with the details set out in the table in Section 5c above.
You can delete cookies from your hard drive at any time. You may also set your browser to disable cookies. However, you should be aware that, if you disable cookies, this may limit your ability to enjoy the full functionality of the Website, product or service. There is full information on how you can do this at http://www.aboutcookies.org/.
Please refer to our cookies policy for more information.
You have the following specific rights in respect of your Personal Data that we hold:
If you have questions, you wish to contact us to exercise your rights, or you wish to make a complaint, you can contact us using the contact information listed in Section 16 of this Privacy Policy.
We will consider all such requests and provide our response within a reasonable period (and in any event within such period required under applicable law). Please note, however, that certain Personal Data may be exempt from such requests in certain circumstances, for example if we need to keep using the information to comply with our own legal obligations or to establish, exercise or defend legal claims. If an exception applies, we will tell you this when responding to your request. We may request you provide us with information necessary to confirm your identity before responding to any request you make.
We may share your Personal Data to the following categories of recipients as an essential part of being able to provide our services to you.
Who do we share your Personal data with? | What Personal Data do we share? | Why do we share your Personal Data? | Where does your Personal Data go? |
Other members of the BESA group or our affiliated companies. We may also share information with third parties in which we have an ownership interest or commercial relationship. |
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United Kingdom, Isle of Man, Republic of Ireland |
Third party service providers appointed by us including (but not limited to): (a) companies who help operate our Website; (b) marketing and promotional partners; (c) IT service providers; (d) third party payment providers; (e) software solutions providers; and (e) companies who provide communication, auditing, archiving, data analysis and administration services including banks, accountants and legal services. |
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The location of our third party service providers is global although the majority are based in the UK and EEA. |
Authorities, public agencies, regulators and law enforcement |
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We may share your Personal Data as we believe to be necessary or appropriate with relevant authorities, affiliates and third parties:
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The location of the competent authorities shall depend on the particular purpose. |
Third parties in the event of any sale, merger, reorganization, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings). |
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We may share your Personal Data with a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings). | The location of the third party shall depend on the specific details of the reorganization, merger, sale, joint venture, assignment, transfer or other disposition. |
We may also disclose and use anonymised, aggregated reporting and statistics about users of our Website or our products and services for the purpose of internal reporting or reporting to our group companies or other third parties, and for our marketing and promotion purposes. None of these anonymised, aggregated reports or statistics will enable individuals to be personally identified.
If you would like to know more about the third parties we may share personal data with, or how to find out more about how they will use your Personal Data, please contact us using the contact details listed in Section 16 of this Privacy Policy.
You must be aged 16 or over to purchase products or services from us. Our website and services are not directed at children and we do not knowingly collect any personal information from children.
If you are a child and we learn that we have inadvertently obtained personal information from you from our websites, or from any other source, then we will delete that information as soon as possible. Please contact us using the details in Section 16 if you are aware that we may have inadvertently collected personal information from a child.
As set out in Section 5 above, we may collect and use your personal information for undertaking marketing by email, telephone and post.
We may send you certain marketing communications (including electronic marketing communications) if it is in our legitimate interests to do so for marketing and business development purposes or, if you are a sole trader or a non-limited liability partnership if you have consented to receive such electronic marketing information.
However, we will always obtain your consent to direct marketing communications where we are required to do so by law and if we intend to disclose your personal information to any third party for such marketing.
If you wish to stop receiving marketing communications, you can contact us by email at refcom.info@thebesa.com
To achieve the purposes described in this Privacy Policy, we may transfer your Personal Data to countries which do not offer the same level of protection for your personal data as the UK or the European Economic Area.
Where such locations do not offer an adequate level of protection for your Personal Data, we will ensure that your Personal Data will continue to be protected by implementing appropriate safeguards when it is transferred to one of these countries.
The table at Section 8 above provides details of the countries to which we transfer Personal Data, but if you want any information about any transfers of your Personal Data to third countries (including the relevant transfer mechanisms or safeguards), please contact us using the contact details listed Section 16 of this Privacy Policy.
It is important to us that we keep your Personal Data accurate and up-to-date. We will delete the Personal Data that we hold about you when we no longer need it for the purposes for which it was obtained (as described in this Privacy Policy) or as required to comply with any legal obligations to which we are subject.
The main risk of our processing of your Personal Data is if it is lost, stolen or misused. This could lead to your Personal Data being in the hands of someone else who may use it fraudulently or make public, information that you would prefer to keep private.
In the course of provision of your Personal Data to us, your Personal Data may be transferred over the internet. Although we make every effort to protect the Personal Data which you provide to us, the transmission of information over the internet is not completely secure not within our control. As such, you acknowledge and accept that we cannot guarantee the security of your Personal Data transmitted over the internet and that any such transmission is at your own risk.
We are committed to protecting your Personal Data from loss, theft and misuse. We take all reasonable precautions to safeguard the confidentiality of your personal information, including through use of appropriate organisational and technical measures. These include secure offsite hosting of your personal data and ensuring that all passwords are stored in such a way to prevent subsequent decryption.
We also keep your information confidential. Our internal procedures cover the storage, access and disclosure of your information. However, no security system is impenetrable, and we cannot guarantee the security of our systems 100%.
Where we have given you (or where you have chosen) a password which enables you to access your online account, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Our website may contain hyperlinks to websites that are not operated by us. These hyperlinks are provided for your reference and convenience only and do not imply any endorsement of the activities of such third-party websites or any association with their operators. Third party websites have their own terms and conditions and privacy policies, and you should read these carefully before you submit any personal information to these websites. We do not endorse or otherwise accept any responsibility or liability for the content of such third party websites or third party terms and conditions or policies.
If you have questions about our Privacy Policy, please feel free to email us at refcom.info@thebesa.com
If you wish to raise a concern or exercise any of your rights about our processing of your Personal Data, you can contact us using one of the options below.
You can contact us by using the Contact form, when made available on our WebsiteYou also have a right to lodge a complaint with the relevant supervisory authority (in particular in the Member State of your habitual residence, place of work or place of the alleged infringement), if you are of the opinion that any of your Personal Data is processed in a manner constituting an infringement of applicable data protection law. In the UK this is the Information Commissioner's Office, which can be contacted on 0303 123 1113 or www.ico.org.uk/make-a-complaint.
You can find out when this Privacy Policy was last amended by checking "LAST REVISED" date at the bottom of this page.
All changes to this Privacy Policy will be posted on this page. Please check back frequently to see any updates or changes to this Privacy Policy.
If you object to any changes, you may cease using our Website, products or services or close your account. By continuing to use our Website, products or services after we publish changes to this Privacy Policy, you are confirming that you have read and understood the changes.
You may wish to print, download or otherwise retain a copy of this Privacy Policy (and of any revised version) for your records.
LAST REVISED: [07/05/2024]